BestsellerThe Nigerian Dividend Investor
Build Wealth Through Dividend Stocks
A beginner-friendly guide to building wealth through dividend investing in Nigerian stocks.
Nurse · Author · Finance Educator
Build Wealth One Practical Step at a Time
Practical budgeting tools, financial planners, books, and educational resources designed to help Africans and diaspora families save, invest, and build long-term financial security.
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Author
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Personal Finance Educator
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Helping Africans & Diaspora Families
What I teach
Money clarity, one practical step at a time.
Budget & Reset
Simple, sustainable budgeting frameworks built for real-life income, families and goals.
Save & Invest
Dividend investing, index funds and long-term wealth building — explained without the jargon.
Plan for Generations
Build financial security that protects your family today and creates legacy for tomorrow.
Free Resource
The Budget Reset Checklist
10 practical steps to reset your finances this month — no spreadsheets, no overwhelm. A perfect place to begin if you're ready to take back control.
- Track every pound or naira
- Build a starter emergency fund
- Automate savings on payday
- Choose one debt to attack first
Signature Product
The Reset Planner
A 90-day guided planner to reset your spending, rebuild your savings and start investing — with weekly check-ins, money mindset prompts and trackers for every pound or naira.
- Monthly budget templates
- Debt payoff trackers
- Dividend & investment log
- Money mindset prompts
The Author
Meet Florence
Florence Vincent-Uzokwe is a nurse, author and personal finance educator passionate about helping Africans and diaspora families take control of their finances. Through practical budgeting, saving and investing strategies, she helps everyday people build sustainable wealth and achieve financial confidence.
Read
Books by Florence
BestsellerFinance with Flo
Mum To Money
A Practical Guide to Financial Confidence for Women and Mothers
Florence Vincent-Uzokwe
Mum To Money
A Practical Guide to Financial Confidence for Women and Mothers
Helping women take control of their finances and build lasting wealth.
Finance with Flo
Personal Finance For Africans
A Beginner's Guide to Saving, Investing and Building Long-Term Wealth
Florence Vincent-Uzokwe
Personal Finance For Africans
A Beginner's Guide to Saving, Investing and Building Long-Term Wealth
A practical roadmap for Africans who want to achieve financial independence.
Digital Products
Tools to make money simple
DigitalMonthly Budget Planner
A simple 3-page planner designed to help you track income, expenses and savings every month.
€4.99
Most PopularMoney Reset Planner
A complete 10-page finance workbook to help you organize your finances, create budgets, set goals, track spending and build wealth.
€9.99
About Florence
Nurse, author & finance educator.
Florence Vincent-Uzokwe is on a mission to simplify personal finance for everyday people. Through Finance with Flo, she shares warm, practical guidance on budgeting, saving, investing and financial planning — built especially for women, mums and diaspora families.
Her voice is professional, encouraging and easy to understand — because money should feel empowering, never intimidating.
Loved by readers
Real progress, real families.
"Florence makes money feel manageable. For the first time, I have a budget I actually stick to — and I've started investing in dividend stocks."
Amaka O.
Reader · London
"The Reset Planner changed how my husband and I talk about money. We've paid off two cards and built our first emergency fund."
Chiamaka E.
Mum of 3 · Manchester
"Warm, practical and never preachy. Finance with Flo is the resource I wish I'd had when I moved to the UK."
Tolu A.
Nurse · Birmingham
From the blog
Latest finance tips
Budgeting
The 50/30/20 rule — and how to flex it for diaspora households
A clearer way to split your income when you support family at home and build wealth here.
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Investing
Dividend investing for beginners: where to actually start
A simple framework to pick your first dividend stocks without overwhelm.
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Saving
How to build a £1,000 emergency fund in 90 days
Three small money habits that quietly add up to a real safety net.
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Get in touch
Let's talk money, books or collaborations.
Whether it's press, podcasts, speaking, or a simple question about your money — I'd love to hear from you.